How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
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There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a normal middle-aged mum who works tirelessly to look after her sick hubby.
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So it was to the large shock of neighbours when police came down on their driveway to raid the couple's St Helens home.

Hiding behind the household's net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths including utilizing a dead lady's identity, comprising 'fake' medical conditions for her boy, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also imprisoned after the set's enormous advantages scams was finally exposed.

While the couple managed to siphon off their for years - neighbours have exposed to MailOnline the apparent hints that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the creation of pseudonyms to claim advantages

The scammer next door: The assuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to disclose this to the council when she relocated in 2018

Phillips imagined in an Assistance for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling adhere to meet his carers.

But they were then left puzzled when he was at other times identified cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'constantly something dodgy' about Lloyd, which she would never look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently took nearly ₤ 170,000 in advantages over a years, and also assisted Phillips falsely claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them packing up one of their two vehicles previously this week, they thought they were going off to remain at their secret caravan, only to find they were going to prison.

One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not being able to walk whenever his carers were here.

'He was shuffling along and holding onto his vehicles in the driveway before he took a long time to get to his carer's car on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling fine then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the cops raid, they became more reserved and didn't say a lot to people.

'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan but would never state where it was.

'They would take her teenage kid and go away on a Thursday night and not get home up until Sunday.'

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, employment assistance allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'strolling fine'

Following the authorities raid secret suburban street, neighbours were entrusted to concerns regarding why the couple had actually been detained - and some allege Lloyd had later informed them it was down to dog breeding.

But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had declared an overall of ₤ 169,394.15 which she was not gotten approved for in housing advantages, carers allowance and personal independence payments over the course of 11-and-a-half years.

With the assistance of Lloyd, Phillips was likewise discovered to have illegally declared ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions since 2018.

Olivia Beesley, prosecuting, detailed how the mom's sophisticated fraud began when she incorrectly started declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'completely fictitious caravan', ultimately swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.

Then in 2018, she started making deceptive claims that her husband needed 'multiple everyday carers to address his needs'. She went as far as using Phillips' sister Zoe's birth certificate to pose as his sibling and claim that she was his main carer.

She also lied that she was not able to work due to being a full-time carer, however was discovered to have actually been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started creating 'incorrect medical conditions' for her kid, declaring she had actually a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were claimed in relation to this.

She once again used the departed woman's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never revealed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour stated they saw the couple loading up on of their cars and trucks earlier today and presumed they were going off to their 'caravan', only to later learn they were off to prison

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her child would allegedly go off to a caravan on the weekends.

It is not understood whether this was the exact same 'fictitious caravan' which took place to have actually never existed, or an undoubtedly a separate, real caravan.

Leni Newton, 63, stated: 'She informed individuals that the authorities raid was because someone had actually told on her for reproducing border collie pups without a licence.

'I'm stunned they have actually been jailed. I believed they were all above board.

'I only saw them a few days ago leaving luggage - I thought they were just going to their caravan.'

She included: 'I understand they satisfied as she was his carer. He was wed but Angela relocated. I thought she had actually lived in Southport.

'I did see his ex-wife parked up in the street viewing his house when they divided.

'She was certainly spying on them.'

Her partner David Manchester, 70, stated: 'It's a big surprise they appeared to be living a double life.

'There were a great deal of authorities came here.

'He was at the street celebration for the Queen however other times he did appear very frail.'

Hand in Hand homecare firm confirmed to MailOnline that Lloyd had authentic recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A representative stated: 'We sacked her instantly when we discovered out the reality.

'All her DBS and recommendations had a look at. The authorities stated we had done nothing incorrect.'

The court heard how Phillips also defrauded money from the public purse by stopping working to disclose the fact that Lloyd had actually moved into his home in 2018 - allowing him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is also stated to have actually 'overemphasized' his medical conditions and require for care, stating that he was unable to do anything for himself.

He stated himself 'unfit for work' and stopped working to mention his other half's wage - unlawfully swiping ₤ 51k in employment support allowance.

However, Phillips declared that Lloyd had actually completed the type and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex current history' of mental health and disabilities consisting of neurological disorder, stress and anxiety and anxiety.

He was likewise stated to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, nevertheless Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was imprisoned for two years after admitting 7 counts of fraud by false representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly failing to reveal details to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the general public.

'For those who seek to defraud the general public of limited and valuable advantages which need to be directed to those who need them, not those who merely want to have them for factors of individual greed, that is a major offence committed by each of you over an extended period of time.'